Can I make just one claim for multiple damages on my car?

Question

My car's bonet was damaged few months ago, but I didn't make any claim and not replace it either. Now, I have somewhere else damage on my car. Because it will cost me more than $2000 to fix them all, so I decide to make a claim through my insurance company. Is it ok to just make ONE claim and pay just one excess fee? Thanks!!

Answer 1

No.

Each event is a separate occurrence. Each event is a separate claim.

Answer 2

No.  One claim per occurrence, or it is fraud.  That means you get nothing, prosecution and likely, no insurance.

Answer 3

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