Can I take the car that is in my name even if he makes payments on it?

Question

Yes, I am that girl. And before you feel like answering, I don't need to be preached to or told what a bad decision this was. I know and I regret it and I probably wouldn't do it again, but at the time I felt I was doing the right thing.

Now.

The car my now exboyfriend drives is in my name, but he makes the payment on it. I have made a couple, and most of the payments he made were in my name, but I think he found a way to make payments to the loan in his name. I am not sure. But now, obviously, we have broken up and I want to know if he has any rights to the car. If I sell it, do I owe him any money?

Also, he has not had a job for months and the car is about to be repossessed if I do not do something soon. I want to take it back, sell it, and be done with it.

Answer 1

if its in your name you have rights to the car he can do nothing about it if you have to take him to court court systems will turn the car over to you he cant do anything with it without your signature cuz its in your name

Answer 2

YES. I made this same 'mistake' you did. It was a hard 5 thousand dollar lesson for me to swollow! Ouch.

Yes I took it one night. He left me 6 mths pregnant & was living w/ his new girlfriend & her two kids.

So I figured she can take care of him now. He was no longer my problem.

You don't owe him ANYTHING!!!!

Take the car, make the payments & then sell it. You will regret this 1000x more if you don't.

What about the insurance? Who is paying for that? Make sure the insurance info is up to date & then take his a$$ off it. Protect yourself...

Peace.

Answer 3

If the title is in your name alone, then you alone have rights to the car.

Answer 4

If the Title is in your name and loan is in your name then its your property and do what you want.

Remember if the car is repossessed then your credit will be ruined. Assuming loan is in your name. If he's marked as Co Signer, then he too is responsible if you don't pay.

The fact that he drives it can be considered a theft in the eyes of the law if his name is not anywhere. But in small claims court you can be held responsible for paying back his money that he paid on the loan. That does give him a very limited right to the car.

As for selling, you can't sell it unless the loan is cleared. Till then the car belongs to the bank. If you want to sell then pay off the loan, transfer the title in your name.

A new car dealer will be able to pay off the bank trade the car in and give you a new car in your name. But it comes with a price.

Bottom line. You can do whatever you want if his name is not anywhere. But you can get dragged into court to pay off his money.

Answer 5

The car is in your name so therefore you have all legal right to it even if he is making payments.  Get that car back!  If it gets reposessed it is your name that goes under since it is in your name.  He doesn't care if it gets repossessed, does him no harm, he has just got to enjoy driving around a car for free. I would suggest getting help from the cops and have them go with you to get the car...ASAP!    You could even report it stolen if you wanted...

Answer 6

if there is no written agreement that he would pay for the car than technically yes you could take it.. especially if he hasn't been making payments. IF he has proof that he had been making payments he may be able to sue for what he paid into the car, but I would check with a lawyer before doing anything

Answer 7

if its in your name its your property to do what you like with