Can Paypal debit my bank account automatically without my permission?

Question

My husband sold something on ebay. The buyer requested a refund, however nothing was wrong with the item what so ever. To make a long story short, the buyer filed a claim and Paypal placed a hold on my account for -360. I have no money in my Paypal at this time.

If Paypal favors with the buyer,will Paypal automatically withdraw the funds from my Checking Account without my permission?

Answer 1

I do not believe paypal can go into your bank account and take out the $360.  However,  if you were to sell anything else and use paypal to receive funds, then paypal would take every dollar of it until it makes up the $360.

Answer 2

Yes they can if you listed your bank as a back up for your PayPal  account.

Answer 3

Read the rules of service at Paypal, you pretty much sold your soul to them when you agreed to their terms of service.

See the following site for help;

http://www.paypalsucks.com