Can Someone who is in the Country Illegaly Sell/do Quote for an Insurance Company?

Question

in other words, Can you Sell insurance with out a license? or do quotes for an Agent in another Language, or does the quote have to be done and interpreted by the Actual Agent?

Answer 1

No, you cannot sell insurance without a license.  You can translate, but the agent has to be right there.  

QUOTES can be done by anyone.  

The actual guidelines vary by state, but normally you have to have a license to give advice about limits, explain coverages, take money, or sign applications.

Answer 2

It seems that you are asking if an unlicensed customer service representative can present an insurance quotation. Most states will allow this if there is a licensed agent on the premises. However the customer service representative cannot legally bind the company, only a licensed agent can do that.

Answer 3

In California you can not quote or bind or sell insurance unless you are a licensed insurance agent.   Someone maybe able to translate but that is it.  I believe that most states are like California.   You have to have a license even for a quote.