Can U get your CREDIT report without joining some kind of money grubbing club?

Question

FREE CREDIT REPORTS are B.S.---john...

Answer 1

Yes once a year you are allowed to get all 3 free credit reports attached is the link you can do it by internet, mail or phone personally I like the phone.

Answer 2

One of two ways -

You can call each of the three credit agencies and request your annual report - this is free with no obligation (they have to give it to you by law).

Or you can go to annualcreditreport.com and fill out the form.  This site is run by the agencies and is not trying to sell you anything.  You will not get your credit score, which they are not required to give you by law, although you can buy it.

Answer 3

You are entitled to 1 free credit report, each calendar year, from all 3 credit agencies.  However, if you want to see your credit score, you will have to pay for it.