Can a bank levy be issued on a payroll debit card?

Question

During my college years, I accumalated lots of credit card debt and couldn't afford to make the min. payments. I stopped paying. The accounts were charged off, sent to collection agencies who later hired attourneys and filed judgements against me. I didn't go to the court hearing. I was stupid for not going, but I thought it'd simply go away.

The company I work for made a notice that they're not issuing paper paychecks anymore. I must get direct deposit, whether it's through a bank account or payroll card. I have an account with Bank of America which has been served bank levy twice to pay towards my judgements... in addition I'm getting garnished 25% of my wages. Can the plantiff of my cases obtain a bank levy against my payroll card? I'm living in the state of Georgia where the judgements were obtained.

My lesson learned: If I don't have the money in my pocket to pay for something I want, then I obviously don't need it!

Answer 1

NO THEY CANT FROM A PAYROLL CARD

Answer 2

I believe the answer is yes.  Payroll debit cards (such as Bank of America's CashPay) have a routing number and an account number associated with them.  Plus, you provided your social security number to establish the account.  I recently read BofA's CashPay disclosure statement which indicated that they will comply with legal requirements to levy your account, but are not required to notify you before the action is taken.  But this is in California, so hopefully things are different in Georgia?