Can a car dealer see what other titles you have?

Question

I have a relative who I dont want to know about another car I have. The person is going with me to buy another car tommorow. My question is whether or not the car dealer will call up my other titles and see this car...thanks.

Answer 1

they will not be able to see cars that you own free and clear.  However, if there is a loan on the car, that will show up on your credit report

Answer 2

think your tripping.... unless you tell them you have this or that then what it matters is only your business.. why would they want to know if you have 1 or a hundred cars they just want the money

Answer 3

If you took out a loan on the car it will show up on your credit report. Even if you paid it off. It'll show a history of the payments you made and if they were all paid on time.

If you're still paying on it or just recently paid it off in the last 45 days, it'll still show up as being a current loan. The finance manager will ask you why you need two cars. He needs to know because the lender will ask him the same question. And he needs to give them an answer. So your relative will find out too when he asks.

Your best bet is to come clean, if you're still paying on this car, and let your relative know about it up front. Because if he/she finds out through the finance manager, you can bet it'll cause a huge rift in the family. And if you need him/her to co-sign, you can kiss your deal goodbye.

Answer 4

If the loan is on your credit report, then they will be able to see it. Also, there are 3 different bureaus, so it's possible to have a car financed, yet not show up on all 3 agencies. Good luck buying the car.