Can a named driver teach a learner?

Question

Hi there,

My girlfirends sister wants me to teach her to drive.

Me and my girlfriend only have one car which is in her name, so my girlfriend has insurance with me on the policy as a named driver.

If we add her sister to the policy can another named driver (me) teach her?

Ive looked all over but dont seem to be able to find an answer.

Many thanks,

Gareth

Answer 1

As long as both you and her sister are named on the insurance you can teach her to drive. Beware though it will make the insurance premiums go up.

Answer 2

yes you can. technically, you dont need to be insured on the vehicle you are teaching her to drive in - the only reason you should be insured is incase she gets into any difficulty and you need to get behind the wheel of the vehicle.

Answer 3

It seems as though your GF's sister has a learner's permit to drive.  Many states limit the student to being taught by a driver school or a parent.  Check on what the state's laws are regarding learner's permits.  If you are not legally able to teach her and she is not legally able to drive, then the insurance company would deny coverage.

Even if she is legally able to learn from you, check the policy carefully for restrictions regarding drivers.  If the policy states that drivers must be FULLY licensed, they may exclude coverage for someone who is technically not fully licensed.

Answer 4

As Kerry K says, it doesn't matter whether you're named on the insurance but the learner will have to be and you need to be over 21.

Don't forget to check how much the excess increases if a learner is driving possibly as much as £500.

Answer 5

Just to add to Kerry's answer... as well as being at least 21, the person doing the teaching must have held a full licence to drive the type of vehicle that they will be teaching in, for a minimum of three years.

And I would also strongly advise that your girlfriend's sister takes lessons with an instructor.  They have been trained to do the job that they do and can have far better control over the learner, and the car than can an "ordinary" driver...and really, with the amount of traffic, and foreign drivers who don't know their left from their right, on our roads nowadays it is by far the safer option.

Answer 6

You and your sister need to be over 21 and have held a full licence for more than three years to be able to teach someone to drive. The learner driver also needs to be added to the insurance, which will result in increased premiums. You also need to be doing it voluntarily, as if you are receiving payment for the lessons, you need to have a driving instructors permit and driving instructors insurance. You may also find that where the learner driver is in charge of the vehicle, your insurer will apply an additional excess, which you would have to pay in the event of a claim.

Answer 7

im in the uk:

as long as the learner is insured on the car and the teacher is over 21 and has had a licence for 3 years then its fine.

the teacher doesnt have to be insured.make sure you have l plates on though. i did this when i learnt to drive, ony i had to be insured on the car.

good luck x*x

Answer 8

YES!!!

Answer 9

There are a lot of answers to your question but I haven't seen any answers or advise that I am going to give you.  Call your girlfriends Insurance Agent & ask him / her about coverage for a driver with a permit & just learning to drive (I wouldn't mention the fact that you  are teaching her, just that you are coaching her). You also need to call the DMV & ask who can teach a permit holder to drive. Ask things such as: age of person  teaching, relationship of teacher to permit holeder. In some States the person teaching must be minimum 25 yeats of age.

Answer 10

Yes but premiums will go up.  The supervising driver does not have to be insured for the car unless he actually drives it. The leaner does of course    

Answer 11

as far as I am aware, anybody over the age of 21 with a full UK driving licence can teach someone to drive - it is the person driving the car (learner) who needs to be insured to drive it - not the person teaching.

However, it is wise to take the test in an instructors car as they have the dual controls and the necessary mirrors for the examiner - rear view and side mirror so he can check that the person taking the test is checking their mirrors enough.

Hope this helps