Can a person get a job if he/she declares bankruptcy?

Question

Have a friend who is worried about not obtaining a job bcoz she is declaring herself bankrupt.? Please help....

Answer 1

Don't declare it at all. It has nothing to do with the employer quite frankly. It shouldn't affect her getting a job at all.

Answer 2

Why not? You show willingness to work and try to get out if that financial bind and get back on your feet.

Answer 3

Cause you can, you are not obliged to tell an employer about your personal finances, no matter what job she applies for, so let her go and goodluck and best wishes for her future! :)

Answer 4

Yes, you can.  It will be something that doesn't require a security clearance or background check.  Meaning any State, Local or Federal government jobs are out.  

A good job isn't out of the picture, just have to look careful for one.  Best bet is to become an independent contractor - you are your on boss that way.  Say as a courier or something like that.

Answer 5

LOL you can still get a job--can't say the same about leasing an aparment or buying a house or car--if one files bankruptcy they'll be rooming with a friend for quite a long time. But it has nothing to do with obtaining a job.

Answer 6

Bankruptcy should not be a hindrance in getting a job.  But there are some companies, which I think is not fair, that dig first into the job applicant's credit histroy before hiring.  It's just a company's prerogative thing to do and it's not mandatory so I believe there will still be job offers for your friend.

This site contain informative articles that might help:

http://www.happygodebtfree.com

Answer 7

Yes they can. Although, now a days employers are checking credit as part of their hiring process. This all depends on what time of company you will be working for. I know that any law enforcement agency require you to have a clean credit for any position.

Answer 8

Some employers DO look at credit history for candidates, but if she is qualified and has a good interview that should overcome any credit history woes.

Answer 9

Bankruptcy CAN limit your eligibility for SOME jobs.  However, the credit issues that prompt you to consider bankruptcy would also limit your eligibility for the same jobs.  In short, the bankruptcy won't hurt you any more then the CAUSE of the bankruptcy.

Answer 10

A lot of employers check credit now. There are several reasons they worry about bad credit:

-you will be distracted and worried about your finances and not focused on your job

-creditors will bother you at work

-the employer may have to garnish your wages which is just a headache for the payroll folks

-you may be tempted to steal from the company to pay your bills

-you may be susceptible to a bribe to do something wrong which could put the company at risk

-if you can't handle your own money, the company won't want you handling theirs

-a credit rating is often viewed as a mark of responsibility. ie: poor credit = irresponsible. This is the one that really isn't fair.

A bad credit history will disqualify you for any type of governmental job (the bribe thing) and most banking jobs (handling other people's money).  In other areas, a credit report can be considered but is usually not the sole deciding factor.  It can be the tie breaker between you and an equally qualified candidate.  If you are denied employment on the basis of your credit, they must notify you in writing and you are then entitled to a free copy of your credit report so that you can see what is on there that the potential employer didn't like.

I worked in retail for a long time.  We didn't bother to run a credit check on sales associates even though the authorization was part of the application packet.  However, anyone who was going to be a manager with keys to the store and access to the safe had to have a clean credit history.  The company I work for now is heavily unionized and the contract has a provision that the company is allowed to fire anyone with three or more separate garnishments on his paycheck for personal debt.  

Bankruptcy won't keep you from getting a job but it can make it harder and will close some types of jobs.  Look for things where you aren't handling the company's money and you should be fine.