Can a wife order credit cards in husbands name?

Question

My boyfriend has been separated from his wife for 8 months and even moved out of state at the beginning of their separation. He continued to share a bank account with her to help her financially through the break-up. She recently discovered he is seeing someone else and completely cleaned out their shared bank account the morning after his pay check was deposited. She seems bent on crucifying him financially for Haven the audacity to "move on" after their split. Canny she order credit cards in his and her name without his consent and will he be equally responsible for any debt she incurs with any such cards. They have not filed for divorce yet.

Answer 1

If your boyfriend wants to move on he needs to file for divorce.  Until he does that BOTH him or his soon to be(?) ex are gulity of not "moving on".  You need to really take that into consideration.

Now, she can not apply for credit in HIS name that would be identity theft and she would be in trouble.  However, since they are still married(not even legally separated) if they live in a Community Property state if she gets credit in her name he would still be as responsible as she is for the debt.

The following states are Community Property states.

Arizona

California

Idaho

Louisiana

Nevada

New Mexico

Texas

Washington

Wisconsin

Now, this is not what you want to hear but you need to get him to file for divorce.  If he refuses for reasons such as he is trying to help her out(especially after she wiped out the account) then you need to take a good hard look at him and see if he really is ever going to get a divorce.

Answer 2

Nothing he can do about cleaning out the bank account, he could have done the same thing. I don't think she can get credit in his name without committing fraud. She won't have his signature.

Answer 3

No she can not. It's called Fruad. It's Identity theft. He needs go file a police report and send a copy to the credit company.

Answer 4

She can since she knows all his personal information. He needs to start monitoring his credit ASAP by signing up on the triple alert website. He will get notifications of when an inquiry is made by any of the credit cards and when a new account is open. He would be able to act faster once he sees an inquiry and call the inquirer to explain the situation.

In the meantime he needs to change his direct deposit infor and open a personal bank account. Umm....he needs to start the proceedings for a divorce before she does anymore harm. Since they are still married on paper he may not have a case since she is still recognized as his wife and he a married man.

Answer 5

yes. as long as she has all of the correct information

like SSN number and his mothers maiden name....she sure can!!

Answer 6

He needs to contact the three major credit bureaus Now. Online at free credit report dot com or credit report dot com check it out you get one free report a year per us gov. Have him tell the credit reporting compainies ( all three of them) he wants them to contact him for any new authorizations for new credit and he needs to have them put unauthorized or fraud alert on cc that were opened without his consent!  Also he can check what accounts have been open without his consent. Again, he needs to contact the cc companies and tell them he did not authorize these accounts to be opened and have them closed. Tell him to tell the CC companies his wife and he are "legally" separated and the wife open this account without his consent. He may have to fight but he may only have to pay a fraction of the cost.  

Answer 7

Yes, she can.

If I were he..I would monitor his credit report closely...and have alerts placed on his credit so that he is notified if anyone attempts to open new credit in his name.

It's a shame some women have to be so vindictive.