Can an auto insurer deny Full coverage b/c car is not parked @ indoor garage?

Question

I live in NYC and park my car in an outdoor parking lot. I applied for auto insurance w/TSC Direct and was quoted a great rate. Proceeded to apply and was told that they can only offer me liability insurance b/c i dont park my car in an indoor garage. Since my car is financed by law i am required to have full coverage. BTW - i have a clean driving record.

Answer 1

Yes they can DENY full coverage because you park in an out door lot. To get full coverage you must park the VEHICLE at your home address. Meaning in a drive way, in  a garage or on the street in front of your home.

Answer 2

If they won't insure you for that then run fast.. Go find a reputable company.

Answer 3

Yeah I agree...stay away from that company. They should NEVER deny you full coverage for something like that.