Can an employer cut out health insurance benefits entirely without first informing the employees?

Question

Can an employer cut out health insurance benefits entirely without first informing the employees?

Answer 1

There is no law that states they have to tell you, however, they can only change the plans during open enrollment times which happen once a month.  During open enrollment, ask them if they are making any changes for the entire group!

Answer 2

Unfortunately yes. Employee benefits are a voluntary thing employers do and if the businesses having trouble they can drop the benefits whenever they feel like it.

Answer 3

Oh yeah! They can only make changes during open enrollment!

Answer 4

Yes, and it does happen.

That's when you know it's time to look for a new job.

Answer 5

Yes, but you have options (COBRA, etc.).  However, I don't know if I'd work for a company that did that.

Answer 6

Benefits are only for employee retention.  In this down economy where many people are looking for a job, keeping someone on when they can pay someone else less money is not the best of choices.