Can anyone deposit an unsigned check into the account of the person it is made out to?

Question

I think this is the case, but I have to check. I am out of the country, trying to pay from my U.S. account into the U.S. account of another person who is also out of the country. Can I send a check, made out to my friend, to a family member in the U.S. and have them deposit it at my friend's bank? Please answer quickly because this is time-critical.

Answer 1

Do not understand "unsigned check".

Un-endorsed check can be deposited;

but unsigned check has no value.

Suggesting you to get the bank account # + router # (9 digits?) at the bottom of the check; the same as your;

call your bank and have the amount transfered from yours to your friend's account. Faster and easier.

Answer 2

It must be signed by the person its issued to. Good luck.

Answer 3

Yes you can... depending on the bank and the client, the bank may withhold funds until they clear (usually 7-10 days), but as long as it's only a deposit, there is no problem.

Answer 4

Yes, as long as it's a straight deposit with no cash back.

Answer 5

Yes anybody can make a deposit into somebody else's account. It is only when somebody tries to take money out that it is a problem, or if they only want to deposit a partial amount (get money back). But I could deposit money into a strangers account.

Answer 6

The check isn't worth anything if it isn't signed