Can anyone give me advice on Home Insurance?

Question

I have home insurance and not sure if i am getting good value for money. Does anyone have home insurance, and what company is good for value, and particularly for coverage.

I think i am paying too much for too little coverage only goes up to £25,000 and that i don;t think is nearly enough.

tried looking on line but i haven't found that all that helpful. And what i don't want is them phoning me, because i have had that before, where they pester you, so straightforward house contents, in case of the usual, theft, fire, contents, any information would be most useful

thank you

Answer 1

If it is bog standard cover you need, try somewhere like Go Compare.

If you need a sum insured guide there is one on our website under Premier clients .

Answer 2

No one here knows what is in your house. You should take an inventory of the things you own and assign them a value. There is software available on the internet to download for a small fee that will assist you with taking an inventory. But like I said earlier, unfortunately, no one here is able to tell you the value of your stuff.

I would suggest that at the very least you inventory any high value items, such as jewelry, fur, fine arts, etc. Typically, on a contents policy, there are very low limits that an insurance company will pay out for those items. Make sure your sublimits for those items are adequate and if necessary, pay a little extra premium to specifically schedule any high value items.