Can creditors Call references to try to collect? ?

Question

My brother put me as a reference in a loan. I didn't sign anything with him and the creditor never call me to get a reference. My brother is now going bad on the loan and the creditor keeps calling me. I have asked them to stop calling me but they said they will not stop and they will keep calling me and they have. In california is there anything in the law that i can use to make them stop? Again never agreed to be a reference or gave a reference.

Answer 1

http://www.ftc.gov/bcp/edu/pubs/consumer...

not legal.   One creditor calling us, claims that hubby's ex wife gave our number as contact.. which she would NEVER do. The debt is over 10 yrs.  Many collectors are out there violating the law, because they figure people don't know the rules. It would almost be worthwhile to get tape recorder to wait for next time, then get them on tape, refusing to stop calling you.  You are not even the debtor.  

Answer 2

One, place yourself on the don't call list.  They should stop in about 30 days.  Second, if they make any kind of threat, get as much information and a call back number.  A name.  Call the police and request a harassing and annoying charge to be filed under 653m of the Cal. Penal Code.

Next, talk to a lawyer about a cease and desist letter where you threaten them with a lawsuit for intentional infliction of emotional distress.  If that does not work, sue them.

Answer 3

Absolutely! I get calls often because my brother lists me as a reference. It sucks! They get all coarse with me like I'm the one avoiding them. I live in Cali too.

Answer 4

yes they can...i had a bill i wasnt paying on b/c i was out of work, i put an ex b/f on there and he called me about a year or two after we broke up, telling me that someone had called him and wanted me to call the collections agency.....sux

Answer 5

send them a registered letter telling them to stop, if they don't you can report them to the federal trade commission.

Answer 6

they should only be calling you if they can't get a hold of him. they can't try to collect from you, they can only try to find out how to get a hold of him through you.