I'm probably about to call up my creditors and threaten them with situational immunity ( I have no assets, 3 years from statute of limitations, head of house hold, can't garnish my wages or bank account) and try to strike up a deal to cut my debt by 30%-50% if I pay the whole thing at once.
I just came back from living overseas where I met and lived with my wife for 8 or so years. We're waiting on her visa while I get this stuff cleared up. Will the creditors be able to go after her foreign property or sue her? Will my actions affect her chances of getting a U.S visa/greencard?
Please provide sources.
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