Question:

Can heirs be liable for medical bills not paid by parents?

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If my mother-in-law runs into serious financial hardship and she can't pay her copays/health insurance and she needs healthcare, will the hospital deny her healthcare, or will the heirs (me and my wife) be liable for her medical bills?

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  2. You can't inherit debt.  As long as you don't sign for financial responsibility, they can't come after you for her debt.

    However, a hospital doesn't have to treat her, unless it's a life threatening emergency.

    Also, you can't actually inherit anything, until after her debts are cleared.  So all her assets would have to be sold.  If there's money left over, the heirs get it.  If not, the heirs get nothing, and the bills never get paid.

  3. The hospital will not deny her care, but she may be transferred to a county facility once she is stable. If she needs assistance with co-pays and/or balances due, she needs to contact the providers to see what kind of assistance she may qualify for.

    Heirs are not liable for these bills, however the estate may be.

  4. You will only he held liable if you agree to be responsible for her costs.

  5. Her estate is liable for the bills. Which means the her debtors have the option of going after her estate, money, real estate, etc, to settle their debt. Then whatever is left over will be divided among the heirs as prescribed by her will, or the probate courts.

  6. Your mother- in-law is not a spouse therefore, does not apply.

    In other Words, NO!

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