Can homeowners insurance be claimed as a deduction if you itemize?

Question

I read somewhere that homeowners insurance was deductible, but my tax guy has never mentioned it and we've never taken it as a deduction. Just thought I'd check.

Answer 1

No, it's not.

Answer 2

Homeowners insurance  is deductible if it insures a rental property. If you are taking a deduction for office in the home, then a proportional amount of your homeowners insurance would be factored into the deduction.

Answer 3

It isn't deductible unless on a rental house.

Answer 4

Not on schedule A.  

You can deduct insurance if it's a rental property as an expense OR if you have a home office deduction, you can deduct the percentage of your house used for business.  

Otherwise, no.  If you're paying PMI, you may want to ask about that.