Can i get a credit card for free? Im 16 and am starting work tomorrow, need a place for the paycheck to go.?

Question

i need to get a credit card but i dont know how to get one for free, and most places only accept visa or mastercard

i have to get my own cell phone plan, and for that you need the card, i will manage my money right, so i know im not one of those teens thats already going to be in debt. ohhh and a good cheap unlimited everything plan? possibly for a sidekick?

Answer 1

Well, actually, you can get a prepaid plan for the time being.

Furthermore, you really do not want a credit card. As much as you think you do, it can easily destroy you financially and you're only just beginning. Finally, you don't need a credit card to get a cell phone, even post-paid; but you do need good credit to get your own plan.

You could always ask your parents or someone older to help you with the application (as a cosigner, for instance; or to get the bill in their name outright). These can be risky if you run the bill up and don't pay, but if you're responsible, it is a way to get started.

Answer 2

there are two types of credit cards you can get

regular

like, Blue from American Express®

http://www.cardlister.com/CreditCards_de...

and prepaid

like, All-Access® Visa® Prepaid Card

http://www.cardlister.com/CreditCards_li...

all credit cards have reviews and comparison features

http://www.cardlister.com/default.asp