Can i get auto insurance if i am not on the title or registration?

Question

I just bought a car but had my mother put it in her name because i am trying to buy a house and dont want it on my credit, but i still need to get insurance. Is that possible? Can she gift it over to me even if it is not paid off so i can put it in my name? Also we dont live together so i cant get it through her. PLEASE HELP

Answer 1

Some Companies offer a non-owners policy you just have to call around and check to see.

Answer 2

In most states, Anyone can insure any car they want to insure.  There is no requirement that you must own the car to be able to insure a car.  I have been driving cars titled in a friends name for 25 years and I always buy the insurance for these cars.  I even had a serious accident once, was sued and my insurance paid for everything.  The other persons injuries and the repairs to both vehicles.    No problems !  I don't think your Mother can give you (not GIFT you) the car if it isn't paid off though.

Answer 3

Yes you can,, It's called NON OWNERSHIP . INSURANCE.. And no you can not gift a car when it is not paid off.. But to let you know, as long as she has insurance on it , anyone she lets drive it is coverd,,, But it still would be a good thing to get the non ownership insurance ,,