Can i get braces for a low price even though i dont have any kind of insurance?

Question

Im a college student and I seriously need braces...I have a part time job but it just doesn't cut through! Is there any way I can get braces at a low price even though i dont have any kind of insurance?

Answer 1

even if you had insurance, they don't pay that much. Most orthodontists will let you get on a payment plan. You should go for a consult and find out exactly how much its going to be and then go from there.

you can always do it in stages..like get your upper teeth done first and then the lowers... :)

good luck

Answer 2

Be very wary of medical discount cards. They are not regulated by the Department of Insurance nor do the people that sell them need to be licensed. This means you have little recourse when you have problems with the plan. If you are tempted by the low price and claims of “save up to 80%” be aware that very few doctors actually take these cards. It does you little good if you have to drive 4 hours to find a doctor that will accept the card. Montana couldn’t find any doctors in the whole state that actually took the card and only one dentist who was on probation for unlawful activities so they banned the sale of the card and fined the company. See this link http://www.insurancejournal.com/news/wes... for more information. Many other states are starting to ban these cards as well.

Before signing up with any discount plan get a list of doctors. Call the doctors on the list to make sure they’re still taking the card (many don’t even know that they’re listed as a provider) and that they’re accepting new patients. Ask them the price using the card and the price if you pay cash and see if the difference, if any, is worth the price of the card.

Answer 3

you might need a big down payment - say $500-1000 and monthly payments would probably be at least $100/mo - best to wait until you're out working after college

Answer 4

Have you considered an affordable alternative to expensive health insurance such as discounted dental and medical benefits by Ameriplan. It allows you to visit a doctor/dentist at a discounted rate instead of paying full price. The cost to enroll in the dental plan is only $19.95 a month for the entire household. Includes FREE Vision, RX & Chiropractic Benefits. No limits on visits, services or age. All ongoing dental/medical problems are accepted. No claim forms. Cosmetic dentistry included. Orthodontics (Braces) included. Medical Benefits start at $29.95 - $59.95 a month. You should check it out. It’s better than having nothing at all and paying full price. I know we can't post links so if you would like more info email me and I will send you the link to check it out. I have the dental plan. It’s been great and save me money on every visit.