Can i payoff my spouse credit card balance with one of my balance transfer checks?

Question

Can i payoff my spouse credit card balance with one of my balance transfer checks?

Answer 1

Yes....just make sure that the interst rate is lower on the account you are putting the balance onto.

Answer 2

It's depends of the credit card company. If his card is from Capital One & so is yours they may not let you do it. You might have to deposit a transfer check into your checking account then pay the credit card company.

Make sure you only do this only if you are getting a better interest rate & a small transfer fee.  How about just working on paying off the balance asap to save the interest. Work on the household budget, write down everything you spend, I'm sure that you can find some extra money.

Answer 3

Yes, they won't care as long as they can cash it.