Can someone buy a life insurance policy for someone else without their knowing?

Question

I'm worried that someone may have bought a life insurance policy for me without my knowing. Is this legal? And is there any way for me to find out whether someone has a policy on me?

Answer 1

Nope. A person can only buy the policy for another if the former is dependant on the latter. For example a parent and his/her child. Plus, this can't happen if you're above 18 which will then only allow you to buy your own policy.

Answer 2

no longer legal.

if they did , what does it matter to u ? u didn't pay for it.

is the some one a person u know?

yes -ask them.  no? why worry.

Answer 3

The person buying a policy must usually have an "insurable interest" in the person being insured.  Example:  A parent buying a policy for a child.  Part of the application ususally asks for the relationship of the owner to the insured.