Can the credit card company freeze my own personal account so that i can not take any money at all?

Question

Can the credit card company freeze my own personal account so that i can not take any money at all?

Answer 1

If they have a judgment, they can get a court order to attach your bank account.

Answer 2

Only if there's a legal judgement against you. they have no authority to just freeze your account. You have to be pastdue for years and owe a large amount, too large for the company to write off and then they'll put a judgement against you.