Can you be a dependent on an insurance plan and be married?

Question

I'm on an Aetna insurance plan as a dependent of my mothers, I go to college and I'm 20 years old. Can I be married and still be under my mothers insurance plan as a dependent, I will still be living with her.

Answer 1

Most of the time the term "dependent" means you are still dependent on your parents for support.  If you are no longer in school, reach a certain age or get married, you are generally no longer considered a dependent.  It would be best if your Mom checks with the benefits person where she works to get the correct answer for you.

Answer 2

Ask your mother to check with Aetna's insurance plan.

It *is* possible for your mother to claim a married daughter as a dependent, but that means you and your husband CANNOT file as married filing jointly.  Given the cost of insurance (and the benefits of EIC and education credits), this is a big deal.  

Answer 3

No, not if you're married.

Answer 4

No.  Once you're married, you are no longer her dependent.  

And if the man you're going to marry can't support you, it's not a wise decision to marry him.   Either wait until YOU can support HIM, or find a grown up to marry.  

Marriage isn't a game.  Go read Dr. Laura's book - 10 Stupid Things Women Do to Mess Up Their Lives.