Can you buy homeowners insurance without paying the whole first years premium?

Question

Can you buy homeowners insurance without paying the whole first years premium?

Answer 1

no because that always has to be paid in advance - you pay the first year up front and then usually 1/12 of next years expected premium gets added to your monthly mortgage payment and goes into your escrow acct

Answer 2

Many insurance companies will allow you to pay your homeowners payment in installments.

HOWEVER, if you're buying a home, and the insurance is being escrowed, you'll need to pay the premium in full for the first year, as part of the closing requirements.