Can you get a judgment put on your credit if that debt was included in Bankruptcy?

Question

I went into bankruptcy and included a home mortgage. The mortgage then went into foreclosure as a result of the bankruptcy. I have a judgment on my credit report in the amount of the mortgage. Is that legal? What does it mean to have a judgment? I am trying to get a home loan and they want proof that the judgment was satisfied. I can't give that because I have no Idea what the judgment is even on there for because the mortgage was included in the bankruptcy. Any legal advice?

Answer 1

You need to contact the attorney that handled your bankruptcy and have him deal with this.  

A judgment means that the bank filed a lawsuit against you for the unpaid mortgage and won....creating a court order for you to pay.  If this mortgage was included on your bankruptcy they got their judgment illegally.  

Your attorney simply needs to go to court and file a motion to vacate because of the bankruptcy.  That assumes that your attorney actually did include it and did his job correctly when he did your BK.