Question:

Can you get a mortgage based on carers allowance being your earnings?

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I cannot work because I have a disabled child, I receive a carers allowance and disability benefits,can you apply for a mortgage using these benefits.

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  1. Yes, you can.  We include all forms of (legal) income when taking loan application. If your credit is acceptable, then this income may qualify you for a loan.  You still need to meet the criteria of debt to income, etc.

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