Can you get approved for an FHA Loan if you are a convicted felon?

Question

my (soon to husband) has a felony on his record that is almost 10 years old, I heard you could not get an FHA if you are a convicted felon? If so, then when we are married will this effect my chances of getting an FHA loan since he will be my husband? ( I have no criminal record at all)

Thank you to everyone who can be of help.

Answer 1

My understanding is that you can not be delinquent on any federal debt.  You can't owe the IRS money.  You can't be behind on any federal student loan.  Your husband must have paid any restitution that he was ordered to pay to the victim when he was convicted if it was a federal conviction.

I don't believe that felons are precluded from getting the loan.

Answer 2

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Answer 3

as long as there in an approval yes

Answer 4

Put the house in your name only and it really depends on what state you live in.

Answer 5

I have never heard of this being a problem.  We do FHA loans.  Feel free to email me, if you would like help.