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Can you have a short sale on your house without being behind on payments or being in pre-foreclosure?

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Yeah, just put it on the market and have that in the selling terms
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Yes, The best way is too get a forensic mortgage audit done. You can find a reputable company to do them for $350. These audits reveal hidden fraudulent charges and fees that are illegal and can force the lender to rescind your mortgage or reduce your payoff amount. You can learn more by going to www.mfi-miami.com
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Why would you want to? And, no, if you aren't behind on your payments & about to be foreclosured the bank has no reason to take a loss on your house. Sorry, but they'll never go for it.
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No, the banks are not going to agree to a short sale unless you are in foreclosure and have no other assets.
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Of course not. Why would the bank agree to take less than you owe if you are on time? What incentive would they have?
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Yes, but it is up to your bank wether or not they will except the short sale.
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