Question:

Can you have over 800 credit score if less than 20 years credit history?

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Since less than 40 years credit history is considered negative, is it possible to get over 800 with less history?

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7 ANSWERS


  1. anything could be possible.


  2. Yes, but you must know that you probably have not had 20 years of credit history.  

    20 years of credit history you would be 38, so thats a yes.

  3. Yes I believe you can. Its all based on what credit you have and how fast you pay it off and on time.

  4. Since credit is only on your account for 7-10 years no one has a 40 year credit history.  I have done loans for several people with scores over 800.  Main thing is no more than 3 credit cards, no more than 30% of credit limit outstanding, NO Late payments EVER.  Just don't over do it & pay all on time.

  5. if your BAALLLIIINNNN!!!

  6. YES its possible

  7. Of course it's possible but you have to be on point for a few years with perfect credit.

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