Can you insure 2 cars with different insurance companies and have the no claims bonus on both cars?

Question

Can you insure 2 cars with different insurance companies and have the no claims bonus on both cars?

Answer 1

as long as they are two different vehicles, then yes you can.

Answer 2

no definitely not

Answer 3

Each company will have it's own NCB policies & rules, the chances are probably not. There are a few companies that will insure both cars for you however!

Answer 4

Can't see why not, but look round may be company that allows you to insure more than one vehicle on one insurance policy. I know ebike alllows it for motocycles so maybe they do for cars as well.

Answer 5

yes you can

Answer 6

u can't share a NCB across companies.

Answer 7

Each vehicle carries its own no claims bonus on a private car policy. There are some fleet rated policies.

The idea is that if you have a claim on one it does not affect the other.

xxFJ

Answer 8

the only way to truly find out is to do it yourself . . . http://www.COMPAREusINSURANCE.com they will be able to display the cheapest insurance around and then if you get your discount that will make you even happier i can imagine

Answer 9

Yes, because your no claims is based on exactly that, not having claimed.

Howver most companies do give an extra discount if you insure a second car with them. You should include that in your calculations.

Answer 10

Yes, each individual vehicle can be insured separately and NCB earned on each one.  For example, having a claim on one policy would not affect your NCB on the other - though you would have to disclose all relevant facts to each insurer.

Answer 11

If you insure two separate vehicles, you get one no claims discount on each. There are a few companies around that if you have already built up the no claim discount on one car, they will give you a discount on a second car. There are also some insurers who offer a family policy so you can put all the cars in one household under the same policy and it works out cheaper.