Can you recommend a good,cheap insurance for a 17 year old??

Question

I don't want to be on my mom's because mine will be higher than normal because hers is already really high.I'd rather just have my own insurance.Thanks in advance!!

Answer 1

Try getting an online insurance quote It's free and quick to do. http://www.autoadviceonline.com/Auto-Ins...



Hope it works out

Answer 2

well if you have any form of military then i would try usaa. but if not i say state farm. thier the cheapest i found.  

Answer 3

There are a lot of options to get your insurance lowered - you don't need to be on your mom's plan.  Have a meeting with her insurance agent and ask if her bad driving record will affect your policy if the policy is in your name only.  They can even do a "driver exclusion" which states that your mom can't drive your car or she won't be covered.  Having this exclusion can make your insurance cheaper if her driving record is really an issue.  You may still want to go with the same company because they often have "multi car" discounts which you would be entitled to if two cars at the same address are insured through the same company.  

Go directly to the insurance company to get a quote.  When you call those companies who give you quotes for a bunch of places they don't include the discounts like the one mentioned above.

You can also play with the coverage and deductible to keep the premiums lower.  You may choose for a $500, $750 or even $1000 deductible.  Or, if your car is paid for and isn't worth a lot of money, you can do liability only.  That means if you're in a wreck the insurance company will only pay for the damage to the other car and won't pay anything for your car if it's damaged.  Be careful with this though.

Good luck!

Answer 4

call up your moms insurance company..they were normally charging me like $800 for 6 months and i told them that my parents were issured through them and it knocked it down to $300 for 6 months....if that fails go through travelers.