Question:

Can you use Certificates of Credible Coverage from two previous employers?

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We had insurance at one employer for 7 months, and 4.5 months with the other with only a 61 day break between them. The new company has a 12 month pre-existing period. Can these two certifcates both be submitted to effectively get the entire 12 months credited to us?

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2 ANSWERS


  1. Yes. Because the lapse was no greater than 63 days, it should be fine.


  2. Yes.

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