Capital One Platinum Credit Card Charge fee with ##Question_Title## balance?

Question

I received my Capital One Platinum Master Card today and had a hard time understanding the women I spoke to when I activiated it. Does anyone know if they charge you even if you have a $0 balance? Thank you so much!

Answer 1

It could be an annual fee.  Thats the only thing that I could think off.

Answer 2

You may want to call back and see if you can talk to someone you can understand. Some of Capital's Credit Cards come with an annual fee and some don't, depends on what you qualified for. If they processed and annual fee...you will be able to call them and ask, or you can view it online at capitalone.com, register on the site and have access to your account immediately, and you can also pay your bill from there as well...

Answer 3

they shouldn't charge you anything if you have no balance, if you received your user agreement with card it will say if you have to pay annual fee,

Answer 4

Usually with Capital One, there are no fees but it is better to call and be sure.  You should not carry a card that charges you for having a zero balance though.  It's wrong.