Car Insurance Write-Off Question__________PLEASE HELP?

Question

hello, i'm currently 19 and have third party comprehensive insurance, i currently pay £1800 per year due to my age.

How much would the premuim go up if either me or my father had a crash???????

note:my father is the main owner, and has protected no-claims over 9 year. I currently have no no-cliams build up as i have only recently become insured

Answer 1

For automobile insurance the most efficient way to get a low rate is do a policy comparison on auto policies. Make sure that you choose similar policies with the same deductibles, car type, zip code, etc so that all things are a good comparison.



What I always recommend is an internet comparison quote at http://www.InsureAutoNow.info since they have discount insurers and can give several prices on car insurance polices.

Answer 2

As your father has protected no claims bonus, your bonus will not be affected. However, your insurer may increase your premium due to you making a claim. There is no set amount they increase it by, so I cannot tell you how much it will go up by as each insurer has differnt ways of rating customers and different underwriting guidelines, but to give you a rough idea, the company I work for would increase your premium by 10% if it is your first and only claim.