Car Insurance question?

Question

My one son owns his car outright, the other son is making payments, they want to switch cars, but the son who owns his cant get a car loan to buy the other son's car. Can they just "borrow" each other's cars and the proper owners maintain their own insurance?

Answer 1

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Rigo G

Answer 2

No the car would have to paid off in order to change policies. If they are on the same policy they are covered equally. Just have the other son make the car payments and drive it until it's paid off. Then they can change whatever they want once they have the title.

Answer 3

They need to discuss that with their insurance agents. That's the only person who is going to be able to tell them whether they can maintain coverage or not. Coverage requirements vary from company to company.

Answer 4

It depends on the state and the insurance company.  Here in Wisconsin, I may insure any vehicle I wish to insure even though I am not the registered owner