Car Repo?????

Question

I haven't been able to pay my car payment for 3 months now. How long until they decide to repo it? I have been in contact and they haven't said anything about taking it. In the next week I should be able to make most of the payment, but I was wondering how long they usually wait to repo a car?

Answer 1

You should contact them before you make a payment to insure you are not on a pick up list.  Otherwise you will lose the money you pay and no car.  There is usually no warning--you go out and it is gone.  I would call them, apprise them of your intent to catch the payments up...give a definite date when an amount of money will be paid and insure they are OK with this.  Whenever you speak with someone make sure you get their name and record the time when you call.  You may salvage this yet...good luck.

Answer 2

Call them and let them know that you will be paying. You better park in where they can't find it until you make the payments.

Answer 3

Call your creditor and tell them you can pay. You might get lucky. Failing that, you could surrender it to them voluntarily, or park it somewhere with the plates removed and the VIN covered up...

Answer 4

I am surprised they haven't taken it yet! Must be busy with the bad economy. Your car can be gone at any time.make your payment asap! And hide your car. Don't park it in front of your house or at your work place parking lot. They may come at any time.

Answer 5

maybe i can help,where exactly is the car located,and when would be the best time to catch you and the car at home or at work,,,,i am very familiar with this and may be able to assist you. my hours are flexible!!!!!!!!!!!