Question:

Car accident, not at fault and workers comp?

by Guest31687  |  earlier

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I was rearended the other day and have back injuries. It was not my fault and the girl was ticketed. I was also working.....so how does this work. I was already pd by the other insurance company to fix my car but who pays for my injury and will I make any money off of it. I haven't missed any work, I just stay very medicated.

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5 ANSWERS


  1. THE INS.CO./

    PLUS THE DRS

    PLUS THERAPHY

    ETC.

    BEST


  2. Work comp is only if you were injured during work related accident.

    The medical will paid by the other insurance company directly to the hospital.  If you did not break any bones, lose a limb, lose and bodily function or lose any time off work, you cannot get any pain and suffering.

    My wife was hit by a car about a month ago, and this what we found out.

    good Luck...

  3. Be honest,It is gonna take some time to find the answer for your question.Try to have a look the resource here for reference.http://car-insurance.online-helpers.info...

  4. It depends on your state but you may be able to get it taken care of as a regular car accident claim.  That way you can get pain and suffering money as well as your medical bills paid.

    http://injurylaworegon.com/weblog/slow-f...

  5. If you were in the course and scope of your employment, you need to file a WC claim.  WC covers your meds and a percentage of your wages.  

    You can file a claim against the at fault party.  However, just because you were injured does not mean that you are entitled to monetary compensation.  The threshold requirements vary from state to state.  Some are verbal, some are monetary and others you must sustain a "serious" injury.  The definition of a "serious" injury also varies.  

    Call the other party's insurer, and file a claim.  If in fact you are tort eligible,  the adjuster will evaluate your claim once you have reached a medical end result.  

    Sounds as if you really were not injured all that badly, and truly just want to "make money off of it".

    Edit - I think the first poster must live in a state where one must have a "serious" injury to make a claim.   Some states, you can have a simple soft tissue injury, treat once, and still file a claim.  You won't get much, but you can still file.

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