Car accident. how much will my deductable go up?

Question

i might need a new bumper. i was stopped in a parking lot going into first gear when this lady backed into my bumper. she claimed fault for it and i have a signed statement from her. i am 16 years old and i live in the state of Ohio. perfect record and no pasted accidents. will this make my insurance go up? and if so by how much?

Answer 1

First off, you mean premium, not deductible. Secondly, if its not your fault, it won't go up.

Answer 2

Assuming you are 100% NOT at fault, it shouldn't.

What you'll need to do is call her insurance company and file a claim, and they will pay for it. Unless you use your own insurance, no deductible will need to be paid by you.

Answer 3

No, your deductible will not go up unless you make a change to your policy.   Since you were not at fault for the accident, it is unlikely your insurance premium will go up.  File a claim against her insurance.  They will reimburse you for the damage to your vehicle.