Question:

Car buying/drive test/insurance question.?

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By June 16th, the first day of my job, I will need to not only buy a car, but purchase insurance and schedule/complete/pass my drive test. Now, this could be my young naive mind talking, but I am a very alert driver, maybe a little fast, but VERY alert. When doing behind the wheel, I went on the freeway after only 1 hour and the guy said I'm only the second person he's felt comfortable with doing that. But my question is, in what order should i do this (car, test, insurance) and how much preparation/time does each take. i'm hoping for my parents to stop fighting so my dad can buy a new one and give me his truck, but there are no guarantees. By the way, I am 16, and don't think this is some worthless endeavor by a kid with no money. I have saved for over 3 years (I know have over 10000$ but I have to buy everything, but my parents will pay for half of the insurance costs.

THANKS

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3 ANSWERS


  1. test

    car

    insurance

    Your new insurance company will need to know what type of vehicle your insuring.  Have your vehicle ID# ready!


  2. go take your license test in your parents car first.

    Once you pass, pick out a car.  Talk to your parents about possibly putting the car in their name until you are 18, then you can switch it to yours.  It will be cheaper insurance wise because they can just add you to the policy.

    If you put the car in your parents name, you can buy the car then call the insurance company to add your name and car.  However, if you put it in your name, you should get insurance first because you won't be able to drive it off the lot.

    If you are a good driver, the test shouldn't be hard at all.  I passed my first time easily.  Just don't do anything stupid.  As long as you have all the requirements, you can call and get the first available appointment and get that over with.

    For insurance, it doesn't take any preparation to get added to your parents insurance.  All they have to do is make a 10 minute phone call.  If you are going to purchase your own, then you will need to get quotes to find the best insurance for you.  If you use websites, that shouldn't take more than a day.

    For purchasing a used car, make sure you have a licesned mechanic look over it to make sure everything is good.  Shop around to find one you like and that runs very well.  You should also get a carfax on it before you buy it.  This step could take some time, but no more than a few days if you find a good one.

    good luck with everything.  its refreshing to hear of a teenager not getting spoiled with a car.  congrats on being mature enough to save money for your own!

  3. Pass the driving test

    Buy the car

    Register and insure it

    If your only 16 your parents may have to sign for the purchase of the car. Good luck.

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