Car insurance. Using car but insurance under my moms name!!!?

Question

HI

my mom gave me her car which is insured only under her name and i took it to California from Illinois. I registered the car in California and switched the title to only my name.

Can I legally drive around using the insurance card with my moms name on it which is also from Illinois?

Answer 1

For car insurance the best way to get a low rate is do a rate comparison on car policies. Make sure that you pick similar policies with the same deductibles, car model, zip code, etc so that all things are a good comparison.



What I most often recommend is an internet comparison quote at http://www.InsureAutoNow.info since they have lots of insurers and will give several prices on auto insurance polices.

Answer 2

no .... what you are doing is illegal and could result in the impounding of your car.

Answer 3

Perhaps You ought to google it first ,nevertheless if you prefer some direct resource ,here might be your choosing.

You will find much more useful suggetions and tips for your question.Good Luck for you.http://car-insurance.online-tips.info/ca...

Answer 4

In order to be correctly insured, you need to switch to a California insurance policy. If you own and register the vehicle solely in your name you need to insure it in your name. If your mother wants to pay for your insurance you will need to list your "garaging address" as your California address and your "billing address" as your mothers address. Each state has a different grace period before you can have to correct your insurance. If you don't make the changes you will have multiple coverage issues if you have an accident.  Additionally, if you have a roommate you will need to to disclose them on your policy. If there is every a chance that they may drive your car, you should list them on your policy. If they have their own vehicle and will NEVER driver your car you can exclude them. Keep in mind though that if you knowingly exclude them from your policy and they drive your vehicle and have an accident, at fault or not, the coverages on your policy may be reduced (if you have collision coverage your carrier may not honor it) or your claim could be denied. Additionally, if you have anyone else that you know who may "frequently" drive your car, add them to your policy. Find a local agent in your area for the carrier you are interested in having your insurance with and they should go over in detail the miminum coverages required in California and can help you understand your policy and what is required and requested of your as an insured.