Car insurance price??? (teen)?

Question

Im a 16 year old female and right now i am currently on my parents insurance for a '98 4 door Toyota Camry. If a car is added to our insurance, it beeing an '06 Honda Civic EX 2 door, would that be considered a sport vehicle and raise our insurance up drastically???? please help!!

Answer 1

you should go to http://u76.org/qc4 and see the different quotes you can get from multiple companies. its reallly easy to use and got me the best price and i saved about 350 dollars.

Answer 2

it sucks, but any car that is a 2 door is concidered a "sports car" to an insurance company. yes the insurance will go up but not by a large amount. but being youre a girl, the insurance will not go up nearly as much that if you were a guy. so be happy about that.....

Answer 3

Contrary to popular belief, whether or not a vehicle is a sport vehicle or whatever is really not a very big factor anymore.  Insurance companies do prices more by safety features, and actual crash statistics.  A 06 Civic should have pretty low insurance, as they are very very safe cars and built to very high standards.

Answer 4

If you add another car to your parents' policy, the rates will go up. Additional cars added to a policy will increase rates.

If you replace the '98 Camry with a '06 Civic on your parents' policy, the rates will go up because of the newer age of the car. However, a Honda Civic EX is not considered a sports car, so the increase may not be significant.

The best way to know for sure? Call your insurance company and ask.