Car insurance rates?

Question

Does any one know a of a car insurance company that does not automatically add new drivers, or currently has a good rate. I got my license last year and now, my parents insurance company has added me as a driver costing 1,000 more a year. I going to college in another state, and will not be driving their car at all, even when I visit home, but they added as an additional driver anyway. Is there anything we can do?

Answer 1

you could alway phone them and tell them to get you off the cover.

If they don't comply, get quoted somewhere else like http://www.moneysavecenter.com then when you have found a better place just change.

Answer 2

For automobile insurance the best way to get a good rate is do a policy comparison on auto policies. Make sure that you compare similar policies with the same limits, auto make, location, etc so that all things are an accurate comparison.



What I most often recommend is an online comparison quote at http://www.InsureAutoNow.info since they have big name insurers and will give many prices on auto insurance polices.

Answer 3

you should go to http://fsturl.com/BC and if you enter your information into the form, they'll give you a quote from different companies and you can compare the different prices for different services. it saves you a looooot of time. i ended up saving about 250 dollars a year.

Answer 4

If you are going to college and won't be home to drive the car very often, tell your insurance company.  They will normally give you a big discount.

Answer 5

You could do several things to lower the cost of that insurance.  I would check into a "good student discount."  I would also look into the possibility of a drivers safety class.  Many times these classes only take a few hours of your time, and they can save you a ton of money.  If you are thinking about getting your own policy, there are some simple rules to follow.  I found a few at this site.  

http://www.cheaperautomobileinsurance.or...

Use the online resources there to compare rates.  Geico is a good start, as they give an average of many other companies.  You should still check out those company sites though, to make sure you aren't losing too much coverage for a break in price.