Car repair and comprehensive insurance?

Question

my bumper has some dents / dings on it because of freeway debris flying towards my car in highspeed. Will comprehensive insurance cover this? or does it only cover Accident-related repairs?

Can I ask for coverage for non-accident related repairs?

Answer 1

No, comprehensive is things like fire, theft, vandalism, broken glass, falling objects, flood, hitting an animal.

When something hits your car, like road debris (or shopping carts, or a bike, or another car) that's COLLISION.  Each hit is a seperate claim.  So your deductible would likely apply, for each dent.  In other words, the damages for all the claims are going to be under your deductible.

Answer 2

Be frankly,It is gonna take a while to find the answer for your question.Try the resource here for reference.http://carinsurance.expertsupport.info/a...

Answer 3

yes

Answer 4

Stone chips and road debris are normal events that happen every time you drive your car. Each chip and dent is considered a seperate loss if you decide to file a claim -- (bad idea). Just suck it up and pay to have it repaired.