Careless driving (first ticket) increases rates with gieco?

Question

Does a careless driving ticket increase rated with gieco? I have a perfect record and Im from NJ.

Answer 1

Careless/Reckless driving is worse than a speeding ticket.  Better check on the points charged ...I am guessing that you are not 20 years old yet.   If and when you are given a higher rate -- just pay.  Do not let your policy laps.for the next 10 years.   Other companies may not want your business..    This is your first and your last ticket -- right???

Answer 2

Yes. Actually my friend got a ticket for speed driving. Last month when he brought a new car his insurance amount got doubled than the actual amount. So I guess all insurance rates gets increase when you get a ticket.

Answer 3

If you have a careless driving ticket, it doesn't matter if it is your first or your 100th, you don't have a perfect record.   The ticket never disappears, only the points.  Careless driving is usually considered pretty serious.  Whether or not it increases your insurance depends on how long you have had Geico, and whether they do a records check on you.

You can enroll in a Driver Improvement Program every two years to subtract three points from your license. Every five years, you can remove two points from your total by completing a Defensive Driving Course.  That applies to a regular licence.  You don't state your age, so I make the assumption you aren't on a provisional licence.

Careless driving is 2 points.  You are lucky it wasn't a reckless driving ticket, that would be 5.

Edit May 22:

Why you posted after me that reckless was 4 points is beyond me, it is on the website, and you are wrong!

39:4–96  Reckless driving 5 points!

http://www.state.nj.us/mvc/Violations/pe...