Certificate of Insurance?

Question

Does anyone else have to provide this to their reception facility for their vendors? I am having a really hard time finding a photographer that has one of these. A lot of photographers are weirded out about this also! Anyone have this also?

Answer 1

I did not have to provide this to my reception, I made them prove they had insurance to cover my guests in case something should happen, but do not let that discourage you. You have to think (unfortunately) your wedding as a business deal, the company needs to protect themselves, and you have to protect yourself. They are providing a service to you, and in return your giving them your business.  Make sure you get everything in writing, down to the tee. Great example, our reception site called just 48 hours before the wedding to ask if we needed plates... I said well, no I thought my guest would eat off of the table! Just thought I would throw out the littlest thing can cost big $$ and major headaches. Just have fun with it, and remember. The wedding is only a day, but the Marriage is for Life. Congrats!!

Answer 2

some places want insurance for a caterer or a band, but i've never heard about a photographer -- call your reception site and be sure that they must have insurance for the photographer.  if they insist, ask them for a referral to another bride who used their site (since she would have to have had insurance, too) or a referral to a photographer that provides insurance.

Answer 3

That does seem odd! I've never heard of a venue needed that.

However, I used to be a licensed insurance agent, and ALL real businesses have commercial insurance...so it really shouldn't weird any of them out.