Check Deposited in Bank of America..

Question

I have deposited a check in my BOA account, the next day funds were available in my account. I am not sure if the check is actually cleared by the other Bank (chase). If I withdraw the amount from my account and find after two days the check deposited is bounced..will I be charged for overdraft...

Answer 1

most likely B of A charges for evvverrrythinnnnng!  

Answer 2

Yes, and if you are working between two banks and they're both your accounts, you could get hit with fees from both banks. Be careful!

Answer 3

Yes. BofA is infamous for that exact type of behavior.  Not fair at all, but that's the way they operate.  Usually most banks would show an uncleared check under your "current balance" but NOT under your "available balance." I would give them a call first and make sure the check had cleared before touching that money.