Checking accounts?

Question

I am curious as to how debt collectors are able to get bank account information. Also if a person has a credit judgement against them, is the financial institution required to give them account numbers? Thank You

Answer 1

Debt collectors could get this info from the original creditor, especially if you paid by check.

   Here in Indiana, if the judgement is over a certain amount (whatever the max is for small claims court now), they can deduct it directly from your bank account(s) if the funds are available. That does, however, require a court order.

   Your bank should NOT be giving any info to anyone without that court order!