Chexsystems or other bank reporting bureau?

Question

How long does an account have to have a negative balance (or what amount) before it is reported to Chexsystems?

Answer 1

I think chexsystems gets updated monthly.

Answer 2

An account can be reported to chexsystems if it is negative just one day. It really depends on the bank. Some banks do not report to chexsystems at all. It is important to communicate with them bank as much as possible to prevent being reported.  

Answer 3

It gets updated every 30 days but your acct would have to be negative for about 90 days before you are deliquent.  Then it will stay on Chex for 3 yrs & you wont' be able to open an account anywhere!!